We need to help people get to work, literally.
There are thousands of available jobs throughout the greater metropolitan area that unemployed people in the city can’t take without the personal transportation they need to get to work. They don’t own a car and can’t qualify prospectively for the financing they can afford now that they are working. (Credit approval for new car purchases is a retrospective process based on your credit history – and that’s something we need to change.) Commuting into the suburbs by bus and/or rail isn’t an option. Buying an older used car, without a long-term warranty, is an expensive and ill-advised alternative. Many unemployed people need an affordable new car – or late model used car, just 2 or 3 years old, protected by a manufacturer’s or franchise dealer warranty.